The need to apply for student loan debt relief programs is rampant as college debt totals continues to rise. Regardless of credit history, a college education is affordable through federal student loans where credit score is not a factor. These loans were developed decades ago which created opportunity for households […]
finance
Why Buy GAP Insurance?
When you buy a car you have to buy car insurance, it’s a legal requirement, but should you write off your car, generally this only covers the market value of your car at that time. What happens if you owe more on your car loan or need more to replace […]
Startups Must Choose Financing Models Wisely: Bootstrapping versus Angels versus VCs
When a Startup decides to expand using Bootstrapping, Angels, or VCs, it is incorrectly assumed that this choice has to do solely with money. Many advise founders to take the best deal and get the process over with as soon as possible. However, it must be noted that the type […]
The Case for Making Invoice Factoring the First Choice in Business Financing
In the United States, Invoice Factoring is often perceived as the “financing option of last resort.” In this article I make the case that Invoice Factoring should be the first option for a growing business. Debt and Equity Financing are options for different circumstances. Two Key Inflection Points in the […]
Top 5 Qualities of Successful Forex Traders
To be a successful forex trader you need to possess certain skills and qualities. Like everything else in life, here too luck plays an important role. However luck is something, which is not in your hands. What you can develop and control are the qualities of successful forex traders. Here […]
Bank Sales Management – 4 Steps to Boosting Sales of Corporate Finance-Capital Markets
With notable exceptions, commercial bank efforts to boost revenue by selling corporate finance and capital markets products to middle market have not met expectations. This, despite significant investments in investment banking capabilities, product training, and corporate finance training that have kept corporate finance teachers busy for several decades. Why is […]
Loan Modification Fact and Fiction – Who Qualifies and What Can Be Modified
Do you owe more than your house is worth? Has your rate adjusted so high you cannot make your monthly payments? Have you received calls or mail offering loan modification services? This article explains who qualifies for a loan modification. It describes what can be negotiated with lender and gives […]
A Comprehensive Guide to the Obtainable Leasing Options
There are various options available for hiring a van such as contract hire, contract purchase and finance lease. Contract Hire: Contract hire is one type of renting option that is long term and can be availed by the business owners who want to take business vehicle on lease in exchange […]
A Little About Debt Consolidation Loans
There are many finance companies and other loan companies that make a lot of money from “selling” debt consolidation loans which is a process of refinancing loans and other debt that you may have. These finance companies will often “sell” their loans on the basis that your weekly repayments are […]
3 Tax Lessons Learned From The Pandemic
There are so many tax lessons to be learned due to the viral pandemic that it’s rather hard to narrow the list down to the top three. However, we’ll give our best attempt in this article. Before getting to the list though let’s send out a huge thank you to […]